JD Consolidated Real Estate
Rate CalculatorReal Estate GlossaryAbout UsContact Us
Construction Loans
Construction Loans

Building your Dream

Wish you could find that perfect home - - one that has everything you want, a wonderful layout and the space you need? If you can't find your dream home, how about building it? Or maybe you've found an older home and want to start a major remodel.

Now is a great time to Get Started!

It's easy to find out the loan amount for which you qualify. There is NO obligation.

We've got just the right loan for you

  • Construction-to-Permanent Loans
    This one-time close loan gets you all of the financing you need - a construction loan to build your home and a permanent loan to live in it for years to come. In other words, when you dream home is finished, you don't have to apply for another loan and pay another set of closing fees.

  • Lot Loans
    Our Lot Loan lets you purchase a residential lot for future construction of your primary residence or second home. When you are ready to build, we will help you with your Construction-to-Permanent loan.

  • Remodeler Loans
    Looking to improve your home - new kitchen, bigger bathroom, room addition, and more!

  • Bridge Financing
    Don't wait to sell your old home before building your dream home. Access equity in your current home to use as the down payment on a Construction-to-Permanent Loan.

  • Builder Spec Loans
    Attention Builders! Finance your next project with our Speculative Construction Loan. Great service. Fast approvals. 24/7 online draw requests.

    Things You Should Know

    Buy an older home and start remodeling today!

    Your dream home begins with a dream team. It's as easy as ABC

    • Select a license Architect to interpret your dream
    • Find a Builder to make your dream a reality
    • Finance your dream with a Construction-to-Permanent Loan.
    That's where we can help. We offer a one-time close Construction-to-Permanent Loan that lets you buy that diamond-in-the-rough and turn it into the home of your dreams. And when construction is finished, you can live in it for years to come without the worry of applying for another loan.

  • To Start the Construction-to-Permanent Loan process, here's what we need:

    From your Architect:
  • Final plans and specifications

  • From your Builder:
  • Construction Contract
  • Line Item Cost Breakdown
  • Description of Materials
  • Builders Statement
  • Construction Insurances

  • Prior to the loan closing, you'll also need to obtain:
  • Course of Construction Casualty Insurance
  • Permits for your community

  • Were here to help! Call us Today...